Robert C Benner Insurance, LLC.

What We Do - Types of Insurance

Homeowners Insurance

Homeowners Insurance

Do you know how much your home is insured for, not worth?

Your home should be insured to replacement cost so in the event of a loss you do not find yourself paying for anything.

Do you know what your contents coverage extends to?

Your Jewelry, Guns, and other collectibles should be listed on your policy to ensure proper replacement.

Do you have an escrow shortage?

Homeowners insurance directly effects your monthly mortgage and should not be ignored. Contact Us today for your free quote

Do you still have Private Mortgage Insurance on your statement?

Once you have paid off a percentage of your loan this can be removed from your mortgage. This is another way for you to lower your monthly mortgage payment.

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Auto Insurance

Auto Insurance

Are your liability limits adequate to protect your current assets?

You should set your limits based on your personal assets to protect them in the event of a suit.

Do you understand the difference between Full Tort and Limited Tort?

Limited Tort you waive your right to sue a negligent driver for pain and suffering, although you can still sue for medical expenses.

With Full Tort you have the ability to sue for pain and suffering as long as you are not at fault in the accident. Additionally you do not have to prove serious injury has occurred prior recovering from pain and suffering.

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Business Insurance

Business Insurance

Does your current policy extend coverage for Business Ordinance and Law? Loss of Rents? Income Protection?

These are all endorsements you should look at when owning a business to protect yourself at the time of a loss.

Are you carrying adequate liability limits for the business exposure you are operating?

Depending on the type of business you are in, not carrying enough liability can eliminate you from projects before they even begin. Check to make sure your limits are high enough should something come up.

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Church Insurance

Church Insurance

We offer a competitive package policy that extends coverage to sensitive issues surrounding counseling, sexual acts, directors and officers, pre-school and nursery school exposures, mission trips, youth outings and other related ministries.

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